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How bad?
One of my first thoughts after coming in from work and seeing it last night was, "Cool, I always wanted a sunroof..."
It could have been a lot worse. Structurally, everything is all right, and it wasn't a big tree (it was tall, but not very big around). But apparently it was an already weak area of the roof, and it just didn't accept the tree's weight very well. I had a nice hole in my roof that I covered as best as I could until today, when they put a temporary cover over it until they can put in some new ceiling joists, new shingles, and reseal the area. They started on it today, and they'll be back tomorrow to work on it some more. Thank goodness I know some people, or this would be a lot more expensive.
The worst part was all the water that got in. It's just a gigantic mess. At least it was in a room that was mostly empty, but... the carpeting, the walls, everything... it's just disgusting. It's still wet, even though this happened over 24 hours ago. I like the rain and all, but it needs to stop for a few days so I can get it all dried out.